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Insurance Density refers to per capita premiums which is based on permanent resident population.ª¥
Insurance Depth refers to the proportion of premiums to gross domestic product.ª¥
Deposit is a form of credit by which enterprises, institutions, organizations or households can put money into banks and other credit institutions for safekeeping and interest earning under the principle of free withdrawal. According to different depositors, deposits are divided into enterprise deposits, treasury deposits, urban and rural savings deposits, rural deposits, entrust and other deposits. Deposits are major sources of credit funds of banks.ª¥
Loan is a form of credit by which banks and other credit institutions provide funds at certain interest rate to enterprises and individuals in the light of the principle of unconditional repayment. Loans from Chinese banks include industry loans, agriculture loans, commerce loans, construction loans, loans to private and individuals, township enterprises loans, medium & long term loans, entrust and other loans.ª¥
Amount Insured refers to the maximum that the insurant will get for the claim of the case insured.ª¥
Premium is the fee paid by the insurant to the insurer to obtain the obligation of compensation from the insurance within the agreed terms.ª¥
Settled Claim is the compensation paid by the insurer to insurant in accordance with the insurance contract.ª¥
Payment includes payment for death, injury or medical treatment and mature payment. Payment for death, injury or medical treatment refers to the money paid to insurant (or the beneficiary) in accordance with the life or health insurance contract when the insurant encounters accidents within the insured period covered in the contract. Mature payment refers to the mature payment to the insurant in accordance with the life insurance contract at the end of the insured period.
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